We always encourage Pennsylvania Drivers to maintain Full Tort on their auto insurance policy. If you elect limited tort on your policy to save a few dollars, you leave yourself exposed and unprotected in the event of an auto-mobile accident caused by someone else’s carelessness. The full-tort election is so important because you’re entitled to monetary damages for pain and suffering regardless of the severity of the injury you sustain in the subject accident. We highly recommend Full Tort coverage to protect you and your loved ones.

It may come as a surprise, but if you are seriously injured in an automobile accident, even if the other driver was clearly at fault, you likely still have a fight ahead of you to recover the compensation you deserve. You cannot rely on the other driver’s insurance company – or your own insurance company in the case of claims made under UM and UIM coverage – to place a fair value on your claim without a fight.
In fact, insurance companies will do everything they can to reduce your claim, including minimizing your injuries, claiming they were preexisting or caused by something other than the crash, claiming the treatment you received was unreasonably extensive, or even claiming that you are exaggerating or fabricating your symptoms. This is why anyone seriously injured in a crash should seek the assistance of an experienced and aggressive attorney, no matter how clear the other driver’s fault was and not matter how seemingly undeniable the injuries and losses.